Charlotte Acton is a director in the Capital and Resilience Solutions group at RMS, helping public and corporate entities understand their risk, quantify the potential for risk reduction, and transfer risk into the (re)insurance and capital markets. Acton leads RMS involvement in the design and risk analysis of catastrophe bonds and other alternative risk transfer mechanisms. She has overseen the trigger design for award winning transactions such as MetroCat Re, the first ever storm surge bond, sponsored by the Metropolitan Transportation Authority in New York, PennUnion Re, covering Amtrak-owned infrastructure along the northeast corridor from hurricane and earthquake risk, and the Bosphorus transactions for the Turkish Catastrophe Insurance Pool. She has contributed to transactions in the life and health space, including the first longevity-linked 144A catastrophe bond.
Acton works on the application of catastrophe modeling in quantifying the cost-benefit of resilience and in innovative financing. This includes RMS involvement in the RE.bound program, an initiative launched by re:focus in partnership with The Rockefeller Foundation, Swiss Re and Goldman Sachs. RE.bound set out the framework for the Resilience Bond concept, designed to help public entities manage the risk of extreme events, whilst promoting investment in resilient infrastructure.
Acton graduated with honors from the University of Cambridge as a Master of Natural Sciences. She went on to complete a PhD in seismology at the Bullard Laboratories, University of Cambridge, focusing on the crustal and upper mantle structure of the Indo-Eurasian collision zone. Acton is a published author in peer-reviewed journals.